Valet Parking Insurance
Fully Insured Valet Parking Operations Across Los Angeles and Orange County
PMSA carries comprehensive general liability and garage keepers insurance covering every valet and parking operation we manage. Our coverage documentation is available to property managers, hotel operators, hospital administrators, and institutional clients upon request.
Insurance Is Not Optional in Professional Valet Operations
When a property owner or manager hires a valet company, they are extending trust — trust that the operator will handle their guests' vehicles responsibly, that the team on the ground is properly trained and supervised, and that if something goes wrong, there is a legitimate insurance program in place to cover it. Not every valet company in Los Angeles meets that standard.
PMSA has carried comprehensive valet parking insurance since our founding in 2001. Every program we operate — from a single-location restaurant valet to a multi-site hospital campus — is covered under our commercial general liability and garage keepers liability policies. We provide certificates of insurance to clients as a standard part of every contract, and we name additional insureds as required by the property.
Our Coverage
What PMSA's Valet Insurance Covers
Commercial General Liability
PMSA carries commercial general liability insurance covering bodily injury and property damage arising from our valet and parking operations. This coverage protects both PMSA and the properties we serve from third-party claims related to our operations.
Garage Keepers Liability
Garage keepers liability is the coverage that specifically protects vehicles in PMSA's care, custody, and control. When a guest hands their keys to a PMSA attendant, that vehicle is covered under our garage keepers policy for damage, theft, or loss while in our possession.
Workers' Compensation
All PMSA employees are covered under our workers' compensation policy. This protects the property from liability exposure related to employee injuries that occur during valet operations on their premises.
Additional Insured Endorsements
PMSA routinely names property owners, management companies, hotels, hospitals, and other clients as additional insureds on our commercial general liability policy — a standard requirement for professional valet operations at managed properties.
Certificates of Insurance
PMSA provides certificates of insurance to all clients as a standard part of the contracting process. Certificates can be issued naming specific additional insureds and are available to risk management departments, property managers, and legal teams upon request.
Umbrella & Excess Coverage
For high-exposure locations — large hotel properties, hospital campuses, casino operations, and high-volume event venues — PMSA maintains umbrella and excess liability coverage above our primary policy limits to meet the requirements of institutional and commercial clients.
2001
Insured Since
50+
Active Locations
200+
Employees Covered
25+
Years in LA & OC
Why It Matters
What to Look for When Hiring a Valet Company in Los Angeles
Los Angeles has no shortage of valet operators. Many are small, unlicensed, and operating without adequate insurance — which means the property they serve is exposed when something goes wrong. A vehicle damaged in an uninsured valet operation becomes the property's problem, not the operator's.
Before hiring any valet company, a property owner or manager should request a current certificate of insurance showing commercial general liability and garage keepers liability coverage, confirm that the property is named as an additional insured, verify that workers' compensation is in place for all employees, and ask for documentation of the operator's state licensing and compliance status.
PMSA provides all of this documentation as a standard part of every engagement. We have never operated without proper insurance coverage, and we have never asked a client to accept exposure that we were not prepared to cover ourselves.
Valet Insurance Checklist for Property Owners
Before signing a valet contract, confirm your operator can provide all of the following:
Current certificate of insurance (COI) with policy dates and limits
Commercial general liability coverage — minimum $1M per occurrence
Garage keepers liability coverage for vehicles in care, custody, and control
Workers' compensation coverage for all employees
Property named as additional insured on the CGL policy
Umbrella or excess coverage for high-exposure locations
State licensing and compliance documentation
Request PMSA's Insurance Documentation
Contact PMSA to request a current certificate of insurance, additional insured endorsement, or coverage documentation for your property's risk management review.